For low-income families, sometimes meeting just basic necessities is a challenge. At times you may need assistance covering the expenses associate with your home, including rent. If you have found yourself falling on tough time, here are some places to contact for help paying rent.
A main source of assistance with housing costs tends to be from a specific government agency in the state in which you live. Low-income households that meet certain eligibility requirements may qualify for rental vouchers designed to help pay for acceptable housing. Depending on the nature of the voucher, you may be required to live in a home or apartment where the voucher is accepted, so not all properties will qualify.
In some cases, emergency rental assistance may be available to those with low income who are at risk of losing their home due to overdue rent or threat of eviction due to non-payment. These programs are designed to help those who experience an infrequent need for assistance, often facing eviction due to fund being redirected toward a household emergency. Eligibility requirements must be met, and program usage may be limited to a certain number of occurrences within a specified timeframe.
Assistance may also be available to help low income households secure more affordable housing, especially if their current rent is challenging. Programs may offer assistance with security deposits as well as first/last payments. In some cases, moving assistance may also be available.
If you qualify for any other cash-based state benefits, you may also choose to put those funds towards meeting your rental obligations. Often, cash assistance is intended to provide support for any cost associated with daily living. Depending on other assistance you may receive, you may choose to use those funds to pay expenses related to securing a home or apartment.
Charities and Churches
Another source of rental assistance are local charities and churches. A variety of non-profits help those in need with meeting a variety of financial obligations, including rent. Additionally, many churches have programs designed to help the less fortunate within the community regardless of their religious preference. These organizations are often more equipped to provide emergency assistance than ongoing support. Advocacy services may also be available, as well as assistance locating more affordable housing.
The availability of funds from these organizations may be the largest determining factor regarding whether they can render assistance. Often, programs such as these 3 are operated with donated funds, leading the amount available at any point in time to fluctuate. They may also impose certain eligibility requirements in order to receive funds to help with living expenses to help ensure that the limited funds available are directed to those most in need.
Friends and Family
If you are experiencing a temporary shortfall, borrowing money from friends or family may be easier to coordinate. For anyone who has a positive relationship with friends or family who may be in a position to assist, it may not hurt to ask. However, it is important to note that they are under no obligation to render assistance, especially if it poses a financial hardship on them to do so.