Category Archives: Uncategorized

Avoid the Non-Responsive Email Disaster

You sent out hundreds of promotional emails to thousands of people. The conversion rates on those mass emails seem weak. Why so? Well, maybe those emails weren’t all that good. Quality counts with email marketing. Yes, promotional email strategies are numbers games. Sending out a significant volume of emails to a great many people can… Read More »

Commodity Trading Overview

Want to learn more about commodity trading? Get more info by reading this article. This overview will serve as a guide, especially for new commodity traders. What Is Commodity Trading? Commodity trading is the process of trading commodities like metals, livestock, and food. Commodities like these have values that are constantly changing as the demand… Read More »

Rule Your Finances With These 3 Tips

Your brand-new HD smart TV came with instructions, as did your latest upgrade to the iPhone X. Even the Lurvig cat house from IKEA’s new pet line has a booklet of instructions. Your finances, on the other hand, offer no such luxury. You’re expected to manage your money with absolutely no understanding of the rules.… Read More »

How Helpful is London Help to Buy?

As stated by George Osbourne in last years autumn statement, the new shiny equity loan scheme has been handed to hopeful London homebuyers as a way that will help them get onto the property ladder in London. ‘’London help to buy’’ will offer any buyer a 5% deposit loan of up to 40% on the… Read More »

Everything You Need To Think About Before You Retire

Let’s not kid ourselves, if you’re in your twenties, it’s time to start thinking about retirement. Not because you’ll be planning on retiring anytime soon but rather because you need to. Social security is estimated to run out in your lifetime. That means you might not get a government funded pension. Instead, you’ll have to… Read More »

Bad Credit? Don’t Give Up on Your Loan

Not everyone has a good credit score. Does this mean they’re not eligible for a loan? That’s where personal unsecured loans come to the rescue. They allow people with poor credit score to get a loan to pay for their medical bills, purchase a new TV for the living room or go on a much… Read More »

Why Your Small Business Should Accept Credit Cards

If you’re a small business, expanding your customer base is going to be one of your main priorities. However, if you don’t currently accept credit cards as a form of payment, you are losing out on a number of potential customers who would pay you for goods and services using a credit card. Not accepting… Read More »

How to Make More Money From Your Craft Business

Making things is one of the most fashionable things to do at the moment, with skills like sewing, knitting, carpentry and jewelry making all seeing something of a renaissance among people who want to own their own unique pieces that they have the pleasure of saying they made themselves. Hobbies That Become Businesses Of course,… Read More »

How Artisans Can Use Facebook

Do you create handmade or up-cycled products? Do you sell vintage or antique items on Etsy or from your website? You may be wondering what, if anything, you can do with your Facebook business page. Here’s how to make the most of your social media account so that you can attract new fans of your… Read More »

5 Investment Ideas for Retirees

I was having a conversation with my mentor who runs a management training program and is closing in on his own retirement. The conversation turned to his investment strategy and this is what I learned: Investments are important financial tools for any adult. If you are able to save early, you can easily build your… Read More »

Wise Up Against Credit Card Fraud

According to a new survey, Australia ranks eighth out of 17 nations for incidences of credit card fraud, and a third of Aussies have been hit by credit card fraud. The survey also found that Aussies are more content with the customer service they receive, compared to cardholders in Singapore, China, India and Indonesia. A… Read More »

Real Estate Investments That Should Top Your Resolution

The New Year is upon us, and it is time to make our real estate investment resolutions. This year, you should resolve to make a profitable investment by locating the best properties available. Consider these real estate investment tips for a profitable New Year. Resolve to Get Your Finances in Order and Buy Something Get… Read More »

Why Planning for Retirement is Important and Necessary

Everyone plans for retirement, right? Wrong! As more and more articles are published on the lack of retirement savings that families have as they approach retirement age, I am reminded over and over again that the importance of retirement planning is not adequately stressed. Even though my wife and I are still in our mid… Read More »

Understanding current annuity rates

When you convert your pension savings to an annuity, you receive a fixed income over the period of the pension. Just like other products in the financial markets, your rate of return is determined by market supply and demand. So why are annuity rates currently so low?

Don’t be drastic on the plastic this Christmas time

With the possible exception of your summer holiday, chances are that Christmas is your most expensive time of the year. On top of buying things like decorations and food, there is the task of buying suitable presents for your family and friends not to mention the cost of nights outs and buying new outfits for… Read More »

Are quick loans a viable business model for you?

Of the many topics in the personal finance realm, short term loans are posted about less often than most. Writing about them seems to be a faux pas in the pf realm. Most people cringe when they hear the words and perhaps rightfully so. Sometimes these loans prey on the lower class and provide an easy way for them to get into a lot of debt. As I personally am committed to leading a debt-free life (except maybe a Mortgage), you might think I’d be tempted to agree. The other, entrepreneurial, part of me, has to wonder if it is a viable business model.

Passive Income – How Long Does it Take to Build Up?

  A couple days ago, I was wasting some time on twitter, when a good friend Latisha mentioned a goal for passive income on twitter. She mentioned that she was aiming to earn $8,000 a month in passive income and that it’s manageable. While I am just beginning on my journey to build up passive… Read More »

Free Trial of Carnival Submission Service

Have you considered outsourcing some of the monotonous work of managing a blog? One of the easiest ways to get rid of a lot of work each week without spending a lot of money is to hire me to submit your posts to carnivals each week. Starting today, I am running a promotion where you… Read More »

Company Business – Why You Need to Accept Credit Cards

For many years, businesses have been able sell goods and provide services without needing to process credit cards. Today, however, many business owners have found that is difficult to run their businesses without accepting credit cards. By accepting credit cards, a company can improve its image with its target customers as well as improve its… Read More »

Making a claim when retired

People who go to hospital do so to try and get better. Whether it’s to receive treatment for an illness, have an operation on a faulty hip or anything else, patients expect to be treated in the correct way. While the vast majority of people come out of hospital feeling better, there are isolated cases of… Read More »

Should You Finance a Business Venture?

Starting your own business can be a great way to generate extra income. Owning and managing your own business has a lot of benefits. It generally provides a higher income ceiling, but it does come with some risks. There are many ways to mitigate these risks, but nothing is full proof. It all comes down to weighing the risks with the benefits. Do you have a great idea for a business? Are you looking to start your own business? If you don’t have the cash to invest yourself, you are left with very few options. You can either wait until you have the money to invest, or you can look into getting a loan. Find out if it is right for you.


I figured it was time to host my first giveaway on Passive Income to Retire. This giveaway is also being featured on my other site (20’s Finances). It is the same prizes and giveaway, but hosting it on both sites allows me to reach both of my audiences. This gives me an opportunity to give… Read More »

Weekend Highlight #2

I launched a new joint venture this week. I am starting up another blog with a good blogging friend of mine. Thinking about it now, the blog topic is similar to this one. I should be able to share the details with you soon, but for right now I am going to keep it general.… Read More »