Category Archives: Personal Finance

It’s Time To Start Making Your Finances A Priority

The modern-day lifestyle can be overwhelming. The world is so fast-paced that we’re told everything is a priority. Your health is a priority, your work is a priority, your family is a priority, and so on. This might be why you’ve never found the time to prioritize your finances. As long as you earn a… Read More »

How To Make Money Online

Good jobs are hard to come by these days and if you want to make a living, you have to really make it happen for yourself. More than ever, people are finding that the internet isn’t just a great place to make money on the side with a certain project, sometimes you can make your… Read More »

Problems with Party Walls: Who Owns a Party Wall?

Most people living in towns or cities never think about the fact that we share common elements with our neighbours, from patios, squares, entrances to garages … and of course, party walls. What is a party wall? Expert party wall surveyors in Essex explain that a party wall is a common wall (or walls) that… Read More »

Winter Is A Great Time To Repay Debt

With the sun setting before you even manage to get out of work, the snow on the roads and the slush on the sidewalks, winter can quickly become the season of hibernating. Though that can put a damper on many Canadians’ social lives, plenty of people welcome the change of pace. Winter can be a… Read More »

Rule Your Finances With These 3 Tips

Your brand-new HD smart TV came with instructions, as did your latest upgrade to the iPhone X. Even the Lurvig cat house from IKEA’s new pet line has a booklet of instructions. Your finances, on the other hand, offer no such luxury. You’re expected to manage your money with absolutely no understanding of the rules.… Read More »

Ethereum – The Best Alternative to Bitcoin

For those that keep up with the financial markets, cryptocurrencies are on the rise and are set to compete with the centralized banking systems that currently run the world marketplace. Bitcoin was the first successful cryptocurrency invented in 2009 and has since exploded in both popularity and exchange rate to the US dollar. Due to… Read More »

Which Conversion Optimization Techniques Should I Implement To Increase Online Sales?

Typically, business owners start advertising their companies online because they realize that doing so can increase their sales. Once you’ve drawn this conclusion, your next step is figuring out which types of conversion optimization strategies you should implement to improve your online sales. Luckily, there are hundreds of them. Here are several that you might… Read More »

How Can You Make Money From the Assets You Already Own?

You probably read plenty of articles that tell you how to make money when you’re retired, or getting close to it. However, many of these options and routes mean having to work. Sometimes having a part-time job or consultancy role can be incredibly fun and rewarding. You get to keep on working with interesting people,… Read More »

How To Make Extra Money Online

When you have retired and need to make money, either for need or for what you want to do while you’re spending time how you want, money is important for all individuals. It is worth the learning curve to spend time understand how and why you should be making extra money online because it’s a… Read More »

Recover From The Holidays & Speak With A CAB

Americans have a bad habit at the end of each year. From Thanksgiving onwards, we tend to overspend during the holidays. How could we not, when wild Black Friday and Cyber Monday deals precede month-long sales? It’s easy to get swept up in the festivities as we charge gift after gift on our credit cards.… Read More »

How to Increase Your Income

Are you making enough money to live the way you really want to live? Unfortunately, many people settle for less and don’t take the steps required to have a more enjoyable, comfortable lifestyle. Below are some of the ways you can change this situation and increase your income. Learn a New Skill or Start a… Read More »

4 Benefits of Getting an MBA After Retirement

Reaching retirement age usually means getting to kick back and enjoy all the activities you might not have had time for when you were younger. However, you might find that those hobbies, while engaging, do not take up your entire day and you start to think about opening your own business instead. You would not… Read More »

4 Things To Know How To Do On Your SmartPhone

If you just bought a new smartphone, you should take some time to learn a few basic functions that will make your life much easier. Even a few minutes of reading and experimentation can make your device much more useful. As you explore your phone, pay attention to these four things to know how to… Read More »

Help with Rent

For low-income families, sometimes meeting just basic necessities is a challenge. At times you may need assistance covering the expenses associate with your home, including rent. If you have found yourself falling on tough time, here are some places to contact for help paying rent. State Agencies A main source of assistance with housing costs… Read More »

Helpful Loans or Financial Landmines?

If you’re thinking about taking out a payday loan, consider this decision carefully— there may be a better option. If you don’t have any savings, an unexpected expense such as,  the illness of a child, emergency medical work or the breakdown of a vehicle or home appliance — can create family budget stress. This can… Read More »

Investments You Should Be Making in Your 30s

When it comes to planning for retirement, there is no such thing as starting too early. While you would want to start as early as possible, developing a healthy portfolio while you’re still in your 30s is a good way to get started. There are a few investments to make in this period of your… Read More »

What Makes Property A Great Source Of Passive Income?

If you are interested in securing a passive income, then you have probably heard of the potential power of property investment. The fact is, this is a great opportunity for anyone who wants to make some extra money on the side. Property investment is not entirely a walk in the park, of course. Nonetheless, it… Read More »

Paying off Home Loans Early

Want to know how to make a profit without taking any risks and that is completely safe, legit and secure? How about getting a bigger return than any financial guru can guarantee? Sounds like something out of a dream right? However, if you are still reading this far you are no doubt interested in knowing… Read More »

Transform Your Smartphone Into Your Personal Money-Management Tool

Your smartphone is your lifeline. It’s a communication device, handheld entertainment console, GPS and social gadget. Your smartphone connects you to friends and family, games and directions. And now it can connect you to your finances. Your smartphone helps with all types of monetary matters, from convenient mobile payments and money transfers to billing alerts… Read More »

Is it safe to invest in precious metals?

Investment plays a vital role in individual’s life, it could be in any form which can give good returns and help you to protect your family and you. Why should you invest only in stock, real estate, shares and bonds when you have other options of investing in like precious metal and playing safe in… Read More »

How To Affordably Build Your Own House

For many of us, the idea of building our own home seems off the table. How could we ever possibly afford to build our own design, when buying an existing one is hard enough? It’s not within the realms of possibility that you could build the home of your dreams without breaking the bank. If… Read More »

What it means to be someone’s loan guarantor

Anybody can become a guarantor for somebody else. There is not a legal requirement that means they have to be a parent or related to you in any other way. That means that anybody can come forward although, in the main, most guarantors are family members, close friends or colleagues of those applying for a… Read More »

Incredible Reasons You Should Invest In Gold

It’s recommended that everyone tries to invest in something. Investing in things is a fine way for you to spend your money. And, it’s a wonderful chance for you to make some more money too. One awesome thing to invest in is gold. In fact, if you don’t believe me, check out these incredible reasons… Read More »

How Helpful is London Help to Buy?

As stated by George Osbourne in last years autumn statement, the new shiny equity loan scheme has been handed to hopeful London homebuyers as a way that will help them get onto the property ladder in London. ‘’London help to buy’’ will offer any buyer a 5% deposit loan of up to 40% on the… Read More »

The Best Way To Learn Forex Trading

To be a successful Forex trader you have to focus on one important thing – you need to dedicate a lot of time to learn Forex trading. Learning Forex trading is mostly about learning to deal with yourself and learning the technicalities in order to actually start trading Forex. Leave the perception that the Forex… Read More »

Adding New Releases to Your Currency Collection

Countries remember significant historic events in a variety of ways. Along with public commemorations, celebrations, and prayers, countries like the U.K. mark important anniversaries of historic events by releasing commemorative coins. These coins also may be minted to recall the people involved in such events. When you want to add one of these coins to… Read More »

How to Get a Cell Phone Tower on Your Property

If you’re struggling to meet your monthly financial obligations, you may be looking for ways to augment your regular income. Hosting a cell phone tower on your property is an easy way to bring in additional cash without picking up a second or third job. Although leasing land for cell phone towers may not be… Read More »

How To Excel In Property Development

If you’ve ever Googled searched the term, “louis ceruzzi profile,” then you probably know that the world of property development can be extremely lucrative. The real estate game is one that has the potential to make people a lot of money. However, getting into the world of property development can seem overwhelming for those starting… Read More »

10 Money Saving Tricks For Students

Learning how to manage money and finances and understanding title loans is an important thing for anyone to know but it is especially true for students. Young adults who leave home for the first time and head off to college especially need to be aware of money matters. Some students find themselves in need of… Read More »

Easy ways to reduce energy usage levels in the home

As energy prices have soared and concerns about the environment have grown, many conscientious people are working out ways in which they can save money and simultaneously be kinder to the planet. If you want to become more energy efficient, it could make a big difference to the cost of your energy bill. Here are… Read More »

Is a short term loan right for you?

Short term loans can be a huge help for many different types of circumstances. They are easy to get and many lenders don’t require any type of documentation until you are approved. The process is fast and easy and you can have the cash in your checking account the same day you apply for the… Read More »

Getting a Loan With Bad Credit

There will be times in life where a person will need to get their hands on some cash in a hurry due to a strained financial situation. In order to get the money needed, a person will need to weigh all of the options that they have. Among the best ways to get money in… Read More »

Paris Travel Tips

Paris is a beautiful city that is known for its good food, bright lights, and much more. You can enjoy all sorts of activities in this area including just strolling around looking for treasures or adventure. There are also many affordable hotels in Paris. If you want to visit an area that will always be… Read More »

Benefits of online trading to forex markets

Foreign exchange (Forex) markets have become more accessible than ever to individual traders thanks to the proliferation of online brokerage accounts that provide access to foreign exchange markets. This has provided a large increase in trading options investors and online trading of Forex markets has become increasingly popular in recent years as a result. Trading… Read More »

What you should know about preapproved mortgages

According to websites like mortgage centre Edmonton, there are many advantages to getting a preapproved mortgage.  These include: You’ll go into the house-hunting process with a clear idea of how much you can afford to spend. You’ll be protected against rises in interest rates because you will have locked in your rate when you were… Read More »

Bitcoin Still Confuses Major Banks

Bitcoin is a digital currency, and it is becoming more and more well-known. However, many major banks are still trying to decide how to handle the new currency. Should they ban it? Regulate it? Ignore it? Or simply embrace the new change? Because Bitcoin is a threat to central bankers’ exclusive power to control money,… Read More »

9 Scholarships for Student Entrepreneurs

If you’re in college with entrepreneurial ambitions, below are a few scholarships dedicated to those who like to think outside the box and create solutions to problems we didn’t even know we had! Many of the scholarships presented in this list are from business owners themselves who made it big and are trying to help… Read More »

Old School Budgeting & it’s Effectiveness

One of the biggest mistakes any person or family makes it not having a budget. Trying to wing it every month just doesn’t’ work. If you find yourself living paycheck to paycheck, making some adjustments to your budget can help free up a little cash, so you can start saving or paying off debt. Budgets… Read More »

How to Increase Your Wealth for Retirement

If you do not have a job that will give you a pension to live on after you retire, it is extremely important that you start to make a plan to build wealth while you are still young. You do not want to have to rely on your social security check each month. Social security… Read More »

Having Fun when you have No money

One of the realities of living on a lower income is a smaller entertainment budget to work with. Obviously, it’s important to be responsible with your money, especially when you have little to go around, but you don’t have to stare at blank walls in boredom just because your budget is tight. Here are a… Read More »

How to Maximise Profits when Downsizing your Home

As children move out or you find that you simply need less space, it may be time to think about downsizing your home. Trading in a larger property for something more compact can leave you with extra cash in your pocket, but it also can create a logistical headache if you have acquired a lot… Read More »

Three simple personal finance tips to help you save

Whether you’re looking to put some money aside for a treat somewhere not too far down the line or are preparing a more substantial fund for you to enjoy upon retirement, it can pay to devote some time and attention to your finances. From knowing when to hold back on smaller purchases to looking after… Read More »

Quick loans: what to consider

The basic concept of borrowing money through quick loans is easy. When you’re in a tight situation, these loans aim to deliver you money as fast as possible; looking to be repaid on your next pay day. The premise is simple but it always helps to know more. With this in mind, here are a… Read More »

Cause and Effect of Money Migraines

You can get hit with a lot of money problems you didn’t think of at any time in life. They can come in a number of forms and really knock you around with the stress they bring. All the mental and emotional turmoil really does a number on someone, and many people end up curling… Read More »

6 Tips to Help You Get the Best Home Loan Rate

If you’re tired of renting and you want to start building wealth for the future, there has never been a better time to purchase a home for you and your family. Interest rates are at an all-time low, and as many housing markets experience a drop in prices, ownership is becoming more affordable. However, low… Read More »

The Sheer Size of the PPI Scandal Exposed

The payment protection insurance (PPI) scandal has already affected many thousands of people, and with an only estimated 10% of people who have ever had PPI having claimed there are clearly many more out there with legitimate claims to make. Further confirmation that the lenders expect an influx of claims can be confirmed by some… Read More »

Poll Reveals Mortgage Stress among Australians

Up to the end of the current year’s first semester, Australia’s economy had been showing signs of improvement in most important areas. The manufacturing segment was still dragging the overall picture downward, as the mining industry still has not recovered from the recession, yet other performance indicators had shown proof positive that a turnaround to… Read More »

Legal services and death – What Is Probate?

When someone dies, the process of making sure the assets they leave behind go to the right people can either be quite straightforward or reasonably complicated, depending on the preparation that has been put in place. Any legal process surrounding a death can be especially difficult for those involved and so anything that can be… Read More »

How to Know if a Loan is Good or Not

When you need money, you only know one thing for sure; you need it! This means that you are likely ready to take out any opportunity to borrow money, particularly if your credit history is not good at all and you can only see small loans as the only solution to go with in your… Read More »

Making Money from Tax Liens

1. You can make a decent amount of money from tax liens if you are willing to do all the leg work to get it. Here are a few tips to get you started. 2. Make a list of all the courthouses in your area. Write down the address, phone number, website and contact information.… Read More »

Types of Insurance You do Not Need

When you are saving up towards your retirement, it is important to hold on to as much money as possible. Life is full of charges; between the expense of day-to-day living and necessary payments coming out of our accounts each month, your savings could soon run dry. Insurance in particular can be a major drain… Read More »

How to Clear Debts Before You Retire

How time flies! One minute you’re at school; the other you’re in the working world; the next you’re approaching retirement. As retirement nears, it becomes more important to clear your debts. This is particularly the case if you’re relocating to somewhere like the UAE, which is popular as both a tourist destination and retirement destination.… Read More »

The Rise in PPI Claimants – Could you be next?

Regardless of the time of year, or how good you are at budgeting, a little extra to line the pockets is always going to be appreciated. Whether you need a little extra to pad out the savings or your family really deserve a well-earned break, making money from places you least expect could help enormously.… Read More »

My Top Passive Income Ideas

To build a passive income, we need to own properties that generate a regular income for us with minimal involvement after they have been created. This can be contrasted with working at a job or working for someone for pay, where, at the end of the transaction, we do not or own any income-generating property.… Read More »

How to Use your Credit Cards’ Reward Points Wisely

Almost every credit card comes with a reward points system, using which you can collect and accumulate reward points that can be later exchanged for goods and services. A lot of reward systems are cash-back systems, where you get a discount or get cash-back on any purchase made using that card. When you compare credit… Read More »

Your Perspective on your Finances

This article is not meant to dump disgrace and make you feel shame but it does bring up an interesting aspect of human nature. People are creatures of habit and being accustomed to their surroundings. People also tend to compare themselves to others who have more than they do. These combinations tend to bring grief… Read More »

Fuel bills are rising, what can you do?

Now that much of the country has been covered in a blanket of snow and temperatures have dropped below zero, most of us will be keen to turn the thermostat up on heating systems. But with the cost of energy being as high as it is, thousands of households will find that having a little… Read More »

Financial Planning

These days, financial planning can become very complicated. Not only do people find themselves needing to save for their children’s college education, but also for their retirement. Others need to make plans for managing their estates, or need help managing their investment portfolios. With the different areas of finance come different laws, regulations, and other… Read More »

Cars and Good Money Management Don’t Mix

There are certain items in life we all take for granted these days. Things which we would consider essential, previous generations would have regarded as a luxury. Most notable and most expensive among them is the car. But if you’re struggling with your finances and trying to minimise debt or boost income, think about whether… Read More »

Freelancer Tips: Should I Be VAT Registered?

Freelancer Tips: Should I Be VAT Registered?  Unless you are turning over more than £77,000 per year, you aren’t legally obliged to be VAT registered. However, there are advantages of being registered that could make it a lucrative move for your business. Good Points – Claiming VAT back: being VAT registered means that you can… Read More »