Yakezie Carnival – Christmas Edition

Merry Christmas Everyone!

provided by zolakoma via flickr

 

I hope you are enjoying the Holidays (regardless of what tradition you celebrate). Yes, I may have stayed up a few minutes later than my family to set up this post, but I am enjoying the time away from the 9-to-5. While I was tempted to leave the theme to just a Christmas theme, why not go all out right? It is Christmas. In this honor, I thought I would share some Christmas traditions that are popular for Christmas day for me. Then, you can share what your favorite Christmas tradition is in the comments. Again, if you are one that doesn’t celebrate Christmas, I want to hear about that too!

 

#1 – Opening Presents: I grew up opening presents on Christmas Eve, but now that my family has grown up and all the siblings have a family of their own, we are happy to get together every couple years.

A Different Approach to Giving – Personal Charity: Personal Charity – Wouldn’t it be nice to know that the money you save and give away had a direct positive impact? Wouldn’t it also be nice to have backup money for emergencies at the same time? Read this idea to see what you think!

Saving Money Today: The Power of Compoun Interest – Albert Einstein once said that compound interest is the most powerful force in the universe. Learn how to use it to boost your savings and investments to unimaginable levels.

krantcents: Most Likely to Succeed – Most likely to succeed is a complicated issue. It takes much more than good grades.

Invest It Wisely: Book Review and Giveaway Part One: Millionaire Teacher – Back in June, I had a preview of Andrew Hallam’s new book “Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School“, as well as a pre-order giveaway. I have been waiting since then for a copy of my own so that I could review the book and share my review with you guys.
I am happy to say that I finally received my copy not too long ago, and this book has been worth the wait!

THE Canadian Personal Finance Site: Snappy Answers to Financial Questions – With apologies to Mad Magazine and Al Jaffee, here are some snappy answers to many common personal finance questions.

Personal Finance Whiz: The Importance of Short Term Financial Goals – Good financial stewardship isn’t conceptually difficult. You don’t need a PhD in advanced mathematics to put together a budget. You don’t need to be a stock broker to understand how to invest and save for retirement. If that’s true, then why do so many people struggle with their finances?

Money Cone: Political Contributions of Banks and Credit Unions – Banks, and credit unions to a certain extent, spend a massive amount of money lobbying. Yes that’s your money, that these organizations use for lobbying. Here are some very curious statistics I gathered!

Narrow Bridge Finance: What is Goodwill on a Company Balance Sheet? – An explanation of goodwill on a company’s balance sheet

20s Finances : Turn Around Your Finances – People often find themselves with a bad credit score due to poor financial choices in the past. The sooner the credit score is repaired the better. It is a good idea to put aside money every month to cover any emergencies that may arise. Opening an account with the best savings rates makes it possible to save enough money for emergency use so that important month

Thousandaire : College Kids Need Skills, Not Good Grades – Get a skill like accounting or engineering in college. It’s way more valuable than getting a high GPA without any real skills.

My Broken Coin : Five Things Everyone Should Know About Twitter – I’ve recently learned the value of twitter! Read these 5 things that everybody should know about twitter too!

Money Q&A : One Time Is Too Many With Identity Theft – How do you protect yourself from identity theft? What are the warning signs of identity theft? One incident is too many when it comes to protecting your identity.

Sweating the Big Stuff : IRA Contribution Income Limits Should Be Based on Tax Rates – When taxes rise there is less disposable income, so contribution limits should rise, but they don’t.

101 Centavos : (almost) Live from Sao Paulo – random notes – Almost live, because a session of power eating at an upscale churrascaria ain’t for rookie gluttons — and no vegans, either. There ain’t nothing leisure…

Passive Income To Retire : Owning Blogs vs. Staff Writing – To earn money online, you can do one of two things. Find out what is the best way to make money online.

#2 – Christmas Meal: My wife’s family grew up eating french toast every Christmas morning. Some people have a standard meal while others just know that they are eating at a particular time. From my experience, you can’t have Christmas without a nice meal.

Your Finances Simplified : 401(k) Is Not Enough: Alternatives to Your Retirement Planning – Nowadays, it’s disconcerting to realize how employee retirement plans just don’t seem to be enough to cover one’s retirement.

Newlyweds on a Budget : Rich and single or Poor and In Love? – Do finances affect the way you look at potential mates? Should financed play such an important role in marriage and relationships?

Smart Family Finance : Who Spends More UK or US Parents: Average Family Christmas Gift Spending Per Child 2011 – How similar are UK and US family spending on Christmas gifts in 2011? Do parents in both nations spoil their children the same?

Funancials : How To Stop Receiving Credit Card Offers – This article will show you how to stop receiving credit card offers and junk mail.

Finance Fox : Christmas Gift Guide For Your New Relationship – This gift can say the world about you or it can become a ticking time bomb, especially if you’re in a new relationship.There are no rules per se when it comes to gift giving, ultimately you place the final value on the gift. Buying too much, too early in the relationship can be a disaster too.

The Family CEO : Pets: The Gift That Keeps on Eating – Just imagine the look on your child’s face when, from underneath the Christmas tree, comes a Golden Retriever puppy. But are you taking into consideration other cost of having a pet?

Broke Professionals : Get Your Accomplishments Noticed – It’s tough at work these days, companies are trying to do more with fewer employees. Employees are struggling to meet increased workloads without ruining their personal lives. Most are probably just making it through the critical, must do, tasks each day. In this kind of environment, it is sometimes hard to make sure that you Get Your Accomplishments Noticed

Penny Pinching Professional: Financial Lessons from Unexpected Places – What personal finance lessons do you think can be learned from a board game based on subsistence farming in 17th century Europe?

Sustainable Life Blog: Homemade Personal Christmas Gifts – Looking for an early start on a personalized gift for next year? Check these out!

Beating Broke: Money Tips You’d Be Better Off Without – Here are three pieces of bad financial advice you would be better off ignoring.

Live Real, Now: Christmas Magic – I don’t believe in lying to my children, but I also don’t believe in destroying their magic. It’s a balancing act. When my son was 6, an older boy at daycare tried to kill Santa for him. He was upset.

The College Investor: How No Cost Refinances Really Work – A look at how no cost refinances really work, and why they may not be the best deal.

My Multiple Incomes: Holiday Office Gift Giving Thoughts – A few thoughts on what you should and shouldn’t do when giving office gifts.

Smart on Money: Why NOW Is the Best Time to Start Saving for Your Retirement – Actually, years ago was the best time to start saving for retirement. As soon as you started earning income was the best time to save for retirement. But now is the second best time to start saving for retirement.

Control Your Cash: Holiday Gift Shopping for Clients – The Chia-Pet Incident – A guest post from Richard Rossi on the perils of buying Christmas gifts. When in doubt, go with a Chia Pet.

#3 – Christmas Caroling: I haven’t ever been Christmas caroling, but I’m sure others do it. Right? I’m not much of a singer, so this is one tradition I am glad that I don’t have.

Living in Financial Excellence: Financial Excellence: Saving Money at Christmas Time – Today I share tips and tricks from the Financial Excellence community about how to save money on Christmas gifts, decorations, and other holiday expenses.

Money Talks Coaching: I’m Taking the 30K Challenge – I‘ve joined a new group of bloggers called Online Money Bloggers and we have committed to earn $30,000 in 2012 from our online ventures. Yipes!

My Journey to Millions: Early Extreme Retirement Loses Its Biggest Proponent – A little over a year ago I wrote about my problems with a personal finance trend commonly referred to as “Early Retirement Extreme.” It still remains a pretty popular post with a few comments from the movement’s most popular proponent, Jacob Lund Fisker. Well it was quite a shock to read that Jacob has decided to end his retirement and go back to work.

Odd Cents: How Much to Tip? – How I decide how much to tip the wait staff at restaurants.

Watson Inc: 4 Things To Stop Doing With Your Finances – Often personal finance writers discuss what we need to do. However, it is also what you are willing to walk away from that will determine your future prosperity. Here are 4 disastrous behaviors to stop doing with your finances.

Budgeting in the Fun Stuff: Health Update #1 – The New Crystal Light Challenge – As I told you all towards the end of November 2011, I am posting updates twice a month here to keep me accountable for the $1200 a year for fitness that we are spending on Weight Watchers and our gym memberships. Here is how I did for the past couple of weeks

Thirty Six Months: Live to work, or work to live – Analyzing the different types of people in the work force today. There seems to be a big difference between Gen Y and those before us when it comes to our views in the workforce.

One Cent At A Time: 4 mins saved me $40, Thank You Chase! – This is a story of how to call customer service and get the fee waived. Many credit card companies do consider your request of waiver if you have an excellent relationship with them.

Cash Flow Mantra: Follow Up on Bloggers Making $1000 per Month – I developed an idea for a new blog and contacted the one that I felt inspired me to step up my game and make it all happen, Derek from Life and My Finances. Together with Melissa from Mom’s Plans, the three of us will be working to provide our readers with a weekly idea for making an extra $1000 per month on a part-time basis. These will not only be online ventures but offline as well in case someone is not computer savvy or has no real interest in internet income.

Bucksome Boomer: 4 Ways to Stay Motivated at Work During the Holidays – With the holiday spirit amongst us, or at least distracting us, it’s hard to stay focused on business the last 2-3 weeks of the year. How can you get some work done and keep your employer happy?

Money Is the Root: Nine Common Investing Mistakes – Many people tend to make similar investing mistakes. Although we learn best from our very own mistakes, we can learn from other people’s errors. Read on to learn what mistakes others have made on the investing front.

Prairie Eco Thrifter: Alternative and Sustainable Energy Sources: Solar Power – In many countries, it is possible to sell the power you generate with your solar panels. The electricity goes into the grid for general consumption. Many people take advantage of this system to further decrease their energy bills. This system makes green energy available to people who cannot generate their own

The Milionaire Nurse: Frugal Groceries: Homemade Cinnamon Roll Edition – The grocery budget can take a direct hit during the holiday season. Guest poster, FDL BSN, saves on the gift budget by making hundreds of cinnamon rolls during the month of December. Read all about it and get the simple recipe. Yum!

Investor Junkie: 2012 Dividend Aristocrats – The 2012 S &P 500 Dividend Aristocrats list is 51 companies that have increased dividends (not just remained the same) for 25 years straight. For 2012 a total of 10 companies were added from the list, and only one was removed.

PT Money Personal Finance: How to Make $10,000 a Month from Online Advertising Management and Blogging: Crystal Stemberger’s Success Story – An interview with Crystal Stemberger reveals how she turned something that was her hobby into a $10,000/month career.

The Frugal Toad: 7 Steps to Avoiding a Lemon & Buying the Best Used Car for You – When wallets are tight and budgets are even tighter, the demand for used cars often increases above the desire to buy new. But how do you make sure you’re getting a great deal on the “new to you” car you have your eyes on? Here are seven steps to help you avoid buying a lemon and make the most of your hard-earned money.

#4 – Church Service: While I grew up in a “church-going” family, I’ve never been a fan of the Christmas day services (don’t hate me). I would rather relax at home and enjoy time with family that I hardly see. Christmas Eve services are a slight improvement for me.

Free Money Wisdom: I Joined Online Money Bloggers – While I was on cruise control, I had no one to push me to the next level. This is where Derek from Life and my Finances comes in. He has launched a growth centered blog called Online Money Bloggers and invited me to be part of it.

HowToSaveMoney.ca: How to Save Money on Internet Services – This guide will show you how you can reduce your internet costs, upgrade your service for less, and increase or eliminate your bandwidth caps.

The Happy Homeowner: How I Scored a $100 Statement Credit – Customer services reps deserve to be treated politely and respectfully. This is my story of how an infuriating service-related situation ultimately rewarded me with way more than I ever originally hoped for.

Passive Family Income: 3 Free Homeschool Incentive Programs – Thankfully there are several free incentive programs opened to homeschooling families. It does not get any better than free pizza, Chines food, and books for getting your child to read.

Frugal Living: 5 Tips for Keeping Your Pet and Your Budget – There’s no way around the fact that pets are expensive, but there are ways to save. Here are our 5 favourite money saving ideas for pet care:

Cents To Save: Copper Penny Hoarding – Do you have a jar full of loose change in the closet? It might be time to get it out and start sorting through your pennies. Wheat cents and pre-1982 pennies are 95% copper (approximately) and 5% zinc. The price of copper today makes these pennies worth twice their value.

Darwin’s Money: How Does Your Personal Capital-To-Income Ratio Stack Up with This Recommendation? – Check out how your personal Capital to Income ratio stacks up against the recommended level for your age. You might be surprised!

Mom’s Plans: Our Big Hairy Audacious Goal: Pay Off All Debt by April, 2013 – It sounds insane, but that is part of what a big, hairy audacious goal is supposed to be. If I do the math, it means we should pay $3,375 a month on debt. Considering our monthly income is just a bit more than that, well, it is almost laughable.

Money Cactus: Wealth Creation Online: Money Crashers Interview – David Bakke is a staff writer for the Money Crashers personal finance blog. In this interview he shares his favorite personal finance resources, wealth tips and a bit about himself too.

Fat Guy, Skinny Wallet: Are Obesity And Low Income Related? – Obesity and low income seem to be related Find out a few of the reasons why, as well as discuss ways people with low income can remain healthy!

Don’t Quit Your Day Job…: Are College Graduates Better Off Today Than in the Past? – As a recent college graduate, would you be better off today, in 1989, or in 1976? The answer may surprise you…

Faithful With A Few: Pay For Spray: Firefighters Let Another House Burn Down Over $75 – A pay for spray policy has lead to firefighters standing by and watching multiple houses burn down. Share your opinion about the current policy as well as how you would improve it.

Squirrelers: The Tim Tebow Hype and Money Lessons – This post captures a few money lessons that can indirectly be taken from the hype surrounding a popular 2nd year pro football player

Free From Broke : Mint.com Review – Manage Your Money Online Free – Looking for an easy and FREE way to track your money? Take a look at this Mint.com review! You can track your money, spending, investments, credit, and more.

RamblingFever Money: Should You Smoke Cigarettes or Invest for Retirement? – Using assumptions based on averages in the U.S., this post compares the life and finances of one guy who chooses to spend most of his life smoking with another guy who chooses to invest his money instead.

What is your favorite tradition from this Holiday Season?